TR-39/VISA PIN Standards

TR-39/VISA PIN Standards


Organizations involved with electronic fund transfers (EFTs) face an array of government and industry standards. The Technical Report 39 (TR-39) PIN security and key management standards and the VISA PIN Security Program require these organizations secure and protect their payment system networks.

Some specific TR-39/VISA PIN requirements include having the following in place:

  • General security procedures
  • All entities handling PINs and/or cryptographic keys must use secure PINs
  • Tamper resistant security module management
  • Symmetric key management procedures
  • Asymmetric techniques for the distribution of the symmetric keys

Potential Risks

An organization's failure to meet compliance with the necessary TR-39 and VISA PIN standards may lead to a breach of data, loss of ability to process or handle ATM/Debit transactions, loss of business customers or partners, or regulatory fines. However, it's important to keep in mind the possibility of PR damage to your organization and loss of brand equity.

How We Can Help

Our qualified experts understand the impact TR-39/Visa PIN requirements have on your payment data collection, transfer, and maintenance procedures. We will bring procedural expertise to your organization regarding these issues.

Failure to comply with relevant requirements can have a devastating impact on your organization. Don't take chances - let our experts help! CompliancePoint has a variety of services that you can leverage to meet your TR-39 and VISA PIN compliance needs.

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